ESTO payment opportunities
ESTO 3 – Pay in 3 equal parts. Without any fee.
ESTO 3 SLICE payment method allows you to pay for your purchase in three equal instalments over a period of three months. The sum of each monthly instalment is calculated by dividing the value of the shopping cart into three equal parts. No interest. No additional charges. Early repayment option always available, no additional charges apply. The payment method is provided and managed by ESTO AS.
On all orders from 10€.
ESTO Pay later – Buy now, get your order and pay later!
Confirm the order now, and ESTO will give you 30 additional days for payment. Receive the service and pay at your discretion within the next 30 days without any additional charges! No interest. No additional charges. The payment method is provided and managed by ESTO AS.
On all orders from 10€.
ESTO instalments – do not wish to pay for the whole amount at once? Pay by installments!
Purchase your product and pay over time with ESTO instalments – the most low-cost and user-friendly installment loan in Estonia! ESTO instalments offers easy financing – without a catch. There are no gimmicks like deferred interest or hidden fees, so the total you see at checkout is always what you’ll actually pay.
Using ESTO instalments at checkout is extremely simple, convenient and fast. Just select suitable period and insert your contact details for a real-time decision – complete your purchase within 60 seconds!
Add products to cart and for payment method select ESTO instalments in check out. Pick a loan period that fits your budget and complete the purchase with digital signing (Mobile-ID, Smart-ID or ID-card signature). Simple as that!
On all orders from 30€.
ESTO instalments conditions:
- Interest rate from 0%
- Contract fee from 0 EUR
- Period up to 4 years
When making a purchase using ESTO instalments you receive the product right away (store ships your order immediately). ESTO instalments can be used for making larger purchases as well as smaller ones.
People, who qualify for ESTO instalments, must remain in the age range of 18-70 years and have an Estonian citizenship.
Installment loan is provided by ESTO AS. Review the terms and conditions at www.esto.ee and consult with our expert. The installment loan is a financial obligation. Please assess your financial position and think about whether you really need the loan before you submit the application, so you can be sure that you are able to repay the loan in a timely manner. The monthly payment is 146.37€ and annual rate of charge is 34.74% on the following sample terms and conditions: loan amount 1500€, annual interest rate of 14.90% on the outstanding balance (fixed), contract fee 14.90€ and repayment period of 12 months.